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Why Choose Us?
No Harassment Policy
Some companies will start cold calling you every day for the rest of your life once you apply. We absolutely will not do this. We respect your privacy and we know how irritating those phone calls can be.

Money Arrives Quickly
Once an application is processed, often that doesn't mean much when you borrow from other lenders. You can still be looking at weeks before you receive funds. We will endeavour to send you the funds you borrowed on the same day or the next business day.

Easy Cancellation
You might win the lottery or you might find someone who will lend to you at a better rate. If that's the case, you can cancel your loan with no questions asked and no obligations any time within 48 hours. We want you to have a good experience with us and building a relationship is more important than forcing you to keep a loan you don't want.
How Does It Work
Apply and Verify

The first thing to do is to submit your loan application and download our screen capture application.

The application just asks for a few basic details, including your name and address, the amount you're looking to borrow, and the date that you're paid on.

Once you have submitted that information you'll need to install and run our screencap application. It works on Mac, PC, iPhone and Android. When you have run that and followed the on screen instructions the application will be submitted to our staff who will process it.



Receive Funds
Assuming that your application is approved, you will have to receive the funds. If you apply early enough in the day and you are banking with a financial institution that supports it, you may be able to receive the funds nearly immediately. Otherwise you will have to wait one business day before the ACH transfer can complete.
Responsible Lending
Limitations on Loans

When used improperly, payday loans can lead to a cycle of debt that can be harmful. We will never lend more than the lesser of $500 or half of your after-tax paycheck. This ensures that you will not run into financial trouble after repaying the loan.

Many lenders will be more than willing to loan you more than you can afford to repay. When you don't, they will roll over your loan and charge you additional interest at the rate of a new loan. We will never roll over a loan under any circumstances. We are happy to reloan if and only if we are paid back first.

Financial decisions are sometimes made without due caution. If you take out a loan with us and decide that you don't need it, or that the amount you will be paying is too much for your comfort level, just call us within 48 hours and you can cancel the loan. You'll have to return the funds immediately, of course.
We Lend Across Tennessee
Major Cities
Cleveland Nashville Chattanooga Knoxville Jackson Clarksville Murfreesboro Smyrna Bartlett Collierville Memphis Johnson City Kingsport Hendersonville Franklin